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Naccarato Insurance Grows With Additions to Staff

Tuesday February 10, 2015

Saugerties, NY 2/10/15 Naccarato Insurance is pleased to announce the addition of two additional staff members to its Saugerties, NY office, Michael Hasenbalg and Jennifer Wicke. Michael Hasenbalg, a Saugerties native, is Naccarato Insurance’s newest Account Executive.  Michael brings over 20 years of career experience in the wellness and insurance industries, and an educational background […]

Ghosts, Jewels, Etc. 10 Unusual Claims

Wednesday October 16, 2013

Scared Jobless The inventory specialists with claims pros Enservio visit some strange homes, but none of them were prepared to handle a domicile that was supposedly haunted—so much so that it pushed one specialist to the point of quitting his job. The adjuster(s) assigned to investigate “were a little bit wary,” says Jay Straughan, Enservio’s […]

Securing The Future: Preventing ID Theft for Young Adults

Wednesday October 02, 2013

As your children become teens and young adults, they will seek to establish their identities.  Make sure you help protect these identities and other personal information by taking simple steps to prevent ID theft. According to Quest, a communications company working to raise awareness on identity theft, young adults 18 to 29 years of age […]

10 States at Greatest Risk of Storm Surge Damage

Wednesday September 04, 2013

10. Massachusetts Total potential properties at risk: 107,657 Total potential exposure to storm surge damage: $50,284,887,752 (Ranks 9th) States in the northeast can feel the impact of hurricanes, including those as far north as Massachusetts.  9. Georgia Total potential properties at risk: 118,004 Total potential exposure to storm surge damage: $20,520,284,057 (Ranks 12th) A storm […]

Tis the Season for Weddings and Here are the Top 8 Wedding Insurance Claims of 2012

Thursday August 29, 2013

Are you planning your dream wedding?  Contact one of our Commercial Lines Department Account Representatives to be sure you are covered for any or all of the following losses. Military: 3% No amount of planning ahead can prepare for an unexpected military deployment or other obligations, which accounted for 3 percent of wedding insurance claims […]

When you rent, is your Personal Property covered by your Landlord if there is a loss?

Wednesday August 14, 2013

  Answer to that questions is, no! Renters Insurance Many uninsured renters are under the mistaken impression that their landlord’s policy covers their possessions. A landlord does not provide insurance for a tenants personal property. An exception to this can occur if the landlord was aware of a prior hazardous condition, failed to correct it […]

Workers Compensation- How does the state ensure that employers correctly report both their occupational classifications and their payroll?

Wednesday July 31, 2013

The WCB (Workers Compensation Board) currently collects this information from all employers.  The legislation gives the WCB the power to audit all employers, including self-insured employers, and thereby ensure the accuracy of the data used in the assessment calculations.  Moreover, the legislation permits the WCB to conduct periodic audits of any employer, private insurer, or […]

10 Deadliest Driving Distractions

Wednesday July 24, 2013

Distracted driving endangers not only those behind the wheel but also their passengers, fellow road occupants and pedestrians. In fact, drivers using hand-held devices are four times more likely to get into crashes serious enough to injure themselves, a statistic that has led to them being banned in 11 states. As a recent report from […]

Reasons to carry flood insurance

Tuesday July 02, 2013

Tropical Storms and Hurricanes – Hurricanes pack a triple punch: high winds, soaking rain, and flying debris. They can cause storm surges to coastal areas, as well as create heavy rainfall which in turn causes flooding hundreds of miles inland. While all coastal areas are at risk, certain cities are particularly vulnerable and could have […]

What to do after a flood

Thursday May 16, 2013

In the wake of Hurricane Sandy, many people along the East Coast who were affected by the superstorm filed homeowner’s insurance claims for the first time. But once residents sent in their requests for financial relief, some were surprised to learn that their policies didn’t include flood insurance. With this in mind, ABC News recently […]