Garagekeepers coverage offers protection for those in the automotive business for loss to a customer’s auto left in the insured’s care, custody or control.
Two of the most common Garagekeepers Coverage are:
1. Legal Liability. Provides protection in the event of negligence by the garageowner. For example, the customer’s car was involved in an accident while on a test drive or the customer’s vehicle was left unlocked after hours.
2. Direct Primary. Provides coverage to a customer’s vehicle regardless of negligent acts. For example, a loss caused by a tree branch falling during a bad storm or a theft although the vehicle was adequately protected