In addition to colorful leaves and beaming pumpkins, October also brings the first chilly winds of autumn. Before you know it, you’ll be greeted by frost on your windshield in the morning and spending the better part of windy afternoons raking leaves. Bittersweet as these transitioning days may be, you are ready for the cooler […]
As your children become teens and young adults, they will seek to establish their identities. Make sure you help protect these identities and other personal information by taking simple steps to prevent ID theft. According to Quest, a communications company working to raise awareness on identity theft, young adults 18 to 29 years of age […]
There’s no avoiding it. At some point, summer slips into fall. The change in season also triggers a list of chores for property owners that, while boring, have to be done to ensure protection from winter. Some items that should be addressed… Clear out the gutters- Make sure gutters are secure and clean, remove leaves […]
10. Massachusetts Total potential properties at risk: 107,657 Total potential exposure to storm surge damage: $50,284,887,752 (Ranks 9th) States in the northeast can feel the impact of hurricanes, including those as far north as Massachusetts. 9. Georgia Total potential properties at risk: 118,004 Total potential exposure to storm surge damage: $20,520,284,057 (Ranks 12th) A storm […]
Are you planning your dream wedding? Contact one of our Commercial Lines Department Account Representatives to be sure you are covered for any or all of the following losses. Military: 3% No amount of planning ahead can prepare for an unexpected military deployment or other obligations, which accounted for 3 percent of wedding insurance claims […]
By Dean Goodwin, marketing manager, RPS Technology & Cyber While business owners may understand the dangers of an overseas hacker who infiltrates their network and steals credit card numbers, most believe that their IT systems are protected by passwords and firewalls and that even if their network were penetrated, a privacy breach is covered under […]
Answer to that questions is, no! Renters Insurance Many uninsured renters are under the mistaken impression that their landlord’s policy covers their possessions. A landlord does not provide insurance for a tenants personal property. An exception to this can occur if the landlord was aware of a prior hazardous condition, failed to correct it […]
Albany, NY (July 26, 2013) Governor Andrew M. Cuomo today announced that new and increased fines for distracted driving violations, which includes texting-while-driving or using an electronic handheld device while driving, are effective today. These new fines were passed as part of the 2013-14 State Budget. They are part of the Governor’s continuing efforts to […]
The WCB (Workers Compensation Board) currently collects this information from all employers. The legislation gives the WCB the power to audit all employers, including self-insured employers, and thereby ensure the accuracy of the data used in the assessment calculations. Moreover, the legislation permits the WCB to conduct periodic audits of any employer, private insurer, or […]
Distracted driving endangers not only those behind the wheel but also their passengers, fellow road occupants and pedestrians. In fact, drivers using hand-held devices are four times more likely to get into crashes serious enough to injure themselves, a statistic that has led to them being banned in 11 states. As a recent report from […]