Answer to that questions is, no! Renters Insurance Many uninsured renters are under the mistaken impression that their landlord’s policy covers their possessions. A landlord does not provide insurance for a tenants personal property. An exception to this can occur if the landlord was aware of a prior hazardous condition, failed to correct it […]
Albany, NY (July 26, 2013) Governor Andrew M. Cuomo today announced that new and increased fines for distracted driving violations, which includes texting-while-driving or using an electronic handheld device while driving, are effective today. These new fines were passed as part of the 2013-14 State Budget. They are part of the Governor’s continuing efforts to […]
The WCB (Workers Compensation Board) currently collects this information from all employers. The legislation gives the WCB the power to audit all employers, including self-insured employers, and thereby ensure the accuracy of the data used in the assessment calculations. Moreover, the legislation permits the WCB to conduct periodic audits of any employer, private insurer, or […]
Distracted driving endangers not only those behind the wheel but also their passengers, fellow road occupants and pedestrians. In fact, drivers using hand-held devices are four times more likely to get into crashes serious enough to injure themselves, a statistic that has led to them being banned in 11 states. As a recent report from […]
Tropical Storms and Hurricanes – Hurricanes pack a triple punch: high winds, soaking rain, and flying debris. They can cause storm surges to coastal areas, as well as create heavy rainfall which in turn causes flooding hundreds of miles inland. While all coastal areas are at risk, certain cities are particularly vulnerable and could have […]
In the wake of Hurricane Sandy, many people along the East Coast who were affected by the superstorm filed homeowner’s insurance claims for the first time. But once residents sent in their requests for financial relief, some were surprised to learn that their policies didn’t include flood insurance. With this in mind, ABC News recently […]