Auto Collision and Auto Repair Insurance Program

You have the knowledge, experience and skills to get your customer’s vehicles back on the road. Just as they depend on you to get their vehicles up and running, you can depend on Naccarato Insurance to keep your shop up and running in the event of a loss.

Protecting our assets and potential liabilities by securing insurance is something we know we need to do. As with any other business expense, it does not hurt to review your options on a periodic basis. At Naccarato Insurance we take the unique approach of completing a survey with you to assess your insurance wants and needs. We then develop a program that meets your specific needs. Our survey typically uncovers gaps or overlaps in coverage that ultimately affect your bottom line. Our goal is to always deliver an insurance program that will be comprehensive and cost effective.

Coverages Offered:

• Property Coverage:
  • Equipment Breakdown
  • Increase Cost of Construction
  • Green building coverage enhancements
  • Replacement cost on Building and Personal Property
  • Building Foundation
  • Business Computers
  • Mechanic’s tools & equipment
  • Business Income – Actual Loss for up to 12 months

• Garage Liability Coverage
  • Blanket Additional Insured
  • Broad Form Products
  • Customer’s property
  • Advertising and Personal Injury Liability
  • Product recall expense
  • Separate aggregate liability limit per location
  • Garagekeepers – Direct Primary
  • Primary coverage while operating customer’s vehicle

• Optional coverages:
  • Installation property
  • Mobile equipment
  • Property in transit
  • Employee tools & equipment
  • Auto liability for dealers
  • Physical damage for cars held for sale
  • Professional Liability
  • Employment Related Practices Liability
  • Umbrella/Excess Liability
  • Workers Compensation

• Value Added Services:
  • Full Loss Control Services
  • Premises liability reviews
  • Engineering Services (infrared testing of electrical panels)
  • Professional Insurance Consulting
    • Contract reviews
    • Building Lease reviews
    • Equipment lease reviews
  • Safety assessments