HOW YOU CAN KEEP THE COST OF YOUR CAR INSURANCE DOWN
We are certain that you have noticed that the cost of car insurance rates has been rising steadily. To some degree, you the consumer have no control over these increases. The good news, however, is that there are ways in which you and your representative at Naccarato Insurance can work together to contain those costs. Here are some ideas that you can implement yourself, and encourage others to do so as well. If consumers and their agents work together, everyone benefits. TWO VEHICLE COVERAGE Multi-vehicle discounts are available when two or more cars are insured under the same policy. CAR POOLING This is a good way to protect the environment, and to keep some extra cash in your pocket.	DEFENSIVE DRIVING COURSES Many states encourage drivers to take courses that include valuable driving safety tips. Taking such a course may entitle you to a defensive driving discount on your policy. People who take these courses over and over, often say that they are surprised how much they learn each time. These courses are especially helpful for young drivers. AIR BAGS & SECURITY DEVICES Not only do air bags and security devices on your car protect you, but they also may entitle you to qualify for a discount on your auto rates. LOWER RATES ON CONSERVATIVE VEHICLES Much as you may be tempted by a "fancy" car, you should keep in mind that more traditional vehicles like 4-doors and station wagons, often have lower insurance rates on collision and comprehensive.	MATURE DRIVER DISCOUNTS If you have reached the age of 50 and are the principal driver of your vehicle, you will automatically be entitled to car insurance discounts. Additional discounts will be a birthday gift when you reach 65. DRIVE SAFELY A safe driving record, accident and ticket-free, will help to keep your premiums low. SELECT HIGHER DEDUCTIBLES The higher your deductible on the collision and comprehensive portions of your insurance, the lower your premiums will be. GOOD STUDENT DISCOUNTS Many insurance companies reward students who maintain good grade averages. A "B" average in your studies may qualify you for a special insurance discount. A real WIN, WIN situation!.

Return to Newsletter Index